Water that seeps into an existing foundation crack expands by roughly 9% when it freezes, physically widening the crack — a process that repeats every time Central Indiana's winter temperatures swing above and below freezing, which can happen dozens of times in a single season. This freeze-thaw cycle is a separate mechanism from the summer wet-dry soil cycle, and it's the reason existing cracks are often noticeably wider by the end of winter than they were in fall.